August 30, 2021
It's not too late to sign up for advance child tax credit payments (CTC).
Anyone who normally isn't required to file a tax return can explore the tools available on the IRS website:
The Eligibility Assistant can help determine eligibility for the advance child tax credit.
The Non-filer Sign-up tool can help people file a simplified tax return to sign up for these payments.
Some non-filers may also be eligible for the $1,400 per person Economic Impact Payments and the recovery rebate credit. People can get these benefits even if they don't work, have no income, or don’t have a permanent address.
Each advance CTC payment is up to $300 per month for each qualifying child under age 6, and up to $250 per month for each child ages 6 through 17.
Payments are issued on the 15th of each month through December 2021.
Here are more details and information about how to get the payments:
• The IRS sends advance child tax credit payments to eligible families who filed a 2019 or 2020 income tax return. This includes people who successfully use the Non-filer Sign-up tool for advance CTC on the IRS website. You can access the Non-filer Sign-up tool or the step-by-step guide for using it on the IRS website.
• You don't have to do anything else if you are eligible to receive monthly payments once you use the Non-filer Sign-up tool.
• The Non-filer Sign-up tool is available until October 15, 2021. Using the tool by 11:59 p.m. ET on any month’s deadline will apply to the next month’s payment.
• If you received your first monthly payment in any month after July, you will still receive your total advance payment for the year. The total payment will be spread over fewer months, rather than six months, making each monthly payment larger.
• You should request to get your payments by direct deposit, as its faster and more secure than other payment methods. If you don't have a bank account you can visit the Federal Deposit Insurance Corporation website for details on opening an account online or use the FDIC's BankFind tool to locate an FDIC-insured bank. BankOn , American Bankers Association, Independent Community Bankers of America and National Credit Union Administration have lists of banks and credit unions that can open an account online. Veterans can use the Veterans Benefits Banking Program for financial services at participating banks.